SBI IRCTC Platinum Credit Card Coupon Codes and Offers Dec 2024




About SBI IRCTC Platinum Credit Card


Presenting a range of IRCTC SBI Credit Cards to suit your unique travel needs and for rewarding journeys ahead. The IRCTC SBI Credit Cards are brought to you by IRCTC (Indian Railway Catering & Tourism Corporation) and SBI Card.

Exclusive Card Features
- Joining/Renewal Fee of ₹1,499
- 3 Reward Points per `125 spent on Dining and standing instructions on Utility spends
- 1 Reward Point on regular spends of ₹125
- 10 Reward Points per ₹100 spent on IRCTC tickets
- 5 Reward Points per ₹100 spent on air tickets and e-catering
- 1% Transaction charge waiver on rail and air bookings
- Milestone Benefits on travel spends
- Annual Fee reversal in the subsequent year on spends of ₹2 lakh
- Complimentary air accident and rail accident cover of ₹50 lakh and ₹10 lakh
- Complimentary Credit Card fraud liability cover of ₹1 lakh
- 8 Complimentary Railway Lounge access in a year (Max. 2 per quarter)
- 1% Fuel surcharge waiver




Cashback Guidelines
Existing Credit Card holders of the issuing Bank will not be eligible for Rewards
No Rewards Applicable for Employees of issuing bank
Card upgrades/limit enhancements are not eligible for Rewards
Tracking Time: 72Hrs after the Application ID Generation
Confirmation Timeline: Within 75 Days of Card Activation
VKYC done over 50km from your Aadhaar/communication address will result in application rejection and loss of rewards
Minimum transaction of ₹100 is required within 30 days to activate the card, otherwise it will be closed

Also, Remember
Do not visit any other coupon or deal site after clicking-out from Arista
Do not use a referral code which is not mentioned on Arista
No Rewards are applicable if you cancel the application
Fraudulent activity will lead to cancellation of the Rewards. Arista's decision will be final in this case
If your Rewards do not track, raise a Missing Rewards ticket within 30 Days from the application date
Please send Rewards related queries to Arista only, not to the Issuing Bank

Send us the screenshot once you have filled


Card Details


  • Card Type: Travel
  • Reward Type: Reward Points
  • Points per 100 Expense: 0.80
  • Value of 1 Point: 0.25
  • Joining Fee: 500
  • Yearly Fee: 300
  • Welcome Benefits: Get 350 activation bonus Reward Points on single transaction of Rs. 500 or more within 45 days of card issuance. Fuel and Cash spend are not included.
  • All Benefits: Value Back Benefits
    Buy tickets through irctc.co.in & IRCTC Mobile App for AC1, AC2, AC3, Executive Chair car and Chair Car and earn up to 10% Value Back as Reward Points.

    Travel Offers from IRCTC
    Save 1% transaction charges on railway ticket bookings on www.irctc.co.in
    Log on to irctc.co.in and avail exclusive travel privileges
    Book your airline tickets with IRCTC at unbeatable prices

    Railway Lounge Program
    Enjoy 4 complimentary railway lounge access in a year to participating lounges in India (Max 1 per quarter)
    To avail the offer, please use your IRCTC SBI Platinum Card at the respective lounges

    Fuel Surcharge Waiver
    Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions of Rs. 500 - Rs. 3,000, exclusive of GST and other charges


More about Arista App

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Get the highest cashback on any purchase! Live sales, coupons, credited directly to your bank account. Shop now on the #1 cashback website.

The Best Shopping App in India

4.8 Star Rated App on Google Play Store

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600+ Online stores are integrated at Arista under one umbrella. Categories include - Fashion, Sports, Decor, Flights, Hotels, Cosmetics etc

More than 600 online stores to shop from

The reviews say it all

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Get paid for shopping for men, women, kids, pets, booking flights or hotels, applying for credit cards, subscribing for online courses etc.

Earn upto Rs 10,000 a month through Arista

Live Platforms - Web & Android App. On iOS(Coming Soon)


Frequently Asked Questions

What does Arista do ?

1. It's an all in one shopping app. It has 600+ online stores in it like Amazon, Myntra, Ajio, Adidas, Decathlon etc. It also has travel sites, food ordering sites and various other categories.
2. You can just go to any store and place your order in the same way as you do while shopping through any e-commerce store app or through a browser.
3. You will be rewarded with India's highest cashback for your order.

Why should you use Arista?

1. If you are a regular online shopper, you will receive cashback on almost all your purchases.
2. All you need to do is install Arista and place order on your favourite e-commerce site through Arista.

How is Arista different ?

1. Arista provides its users with the highest cashback in India.
2. Moreover there is no system of rewards, points, coupons, coins or supercoins. You only see cash in your Arista Wallet.

How does Arista gives you cashback?

1. Firstly, we are rewarded with incentives/commission by online stores when users place orders through us.
2. These incentives/commission may vary from 1% to upto 20% of the amount paid by shoppers.
3. We return this commission to the users who had placed orders through our app.

Should I register today ?

Yes. Because we are returning 90% of our earned commission back to our customers.
Eg. If you are buying a laptop worth Rs 50k , generally we will be getting 5k..WE ARE RETURNING 90% (about Rs 4500) back to the customer who ordered.

How good is the App as per reviews?

Well it's a 4.8 Star rated app on Google Play Store. The reviews says it all.

What data is collected by Arista?

Only one thing - Arista Signup page details.
We don't have any access to data provided by users to e-commerce sites like their login credentials, credit/debit card,bank details etc.


How can I claim cashback?

1. Just send a screenshot to the Arista's Official Whatsapp Number and we will notify you about your cashback personally through Whatsapp.
2. Once the order has been confirmed by e-commerce site we will add the money to your wallet.

Is there any minimum order value for cashback?

No



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